Mortgage broker in Swansea

We work for you, not a lender or any other provider.

How Can We Help You

Here at Searchlight Mortgages we can advise on the following business areas, however, as part of a larger network we also have access to experts in commercial lending, financial planning such as pensions and commercial insurance.

Mortgage

There are many providers of mortgages in the UK, some less visible than others. Our proposition is to search for the mortgage best suited to your requirements.

Re-Mortgage

This can potentially be a great way to save some money and, if required, raise additional funds. You may have to pay an early repayment charge to your existing lender if you remortgage.

Protection

No obligation advice provided for protection for yourself, your family, your income and your property.

About Us

https://www.searchlightmortgages.co.uk/mortgage-broker-swansea/


Trusted Mortgage Broker in Swansea – Expert Mortgage Advice with Lewis Davies at Searchlight Mortgages

Hi, I’m Lewis Davies, the founder of Searchlight Mortgages, your local and trusted mortgage broker in Swansea. With over 30 years of experience in the financial services industry, I’ve built this company to provide tailored, expert mortgage advice to clients across Swansea and the surrounding areas.

Throughout my career—from trainee manager to area manager covering half the UK—I’ve gained deep insight into the ever-changing UK mortgage market. Today, with lending criteria more complex than ever and lenders interpreting regulations differently, getting the right mortgage advice is absolutely essential. It’s no longer just about interest rates—it’s about finding the lender that best fits your unique financial situation.

At Searchlight Mortgages, we take pride in offering personalised mortgage solutions. Every client consultation includes a full assessment of your circumstances, followed by a comprehensive recommendation of suitable mortgage products and protection policies. We take the time to explain everything clearly, then handle the entire application process for you—from submission to successful completion.

Using industry-leading technology, we can quickly identify the most competitive deals, the most appropriate lenders, and the right insurance providers tailored to your needs.

Whether you’re a first-time buyer, moving home, remortgaging, or investing in buy-to-let property, we’re here to help. If you’re looking for expert mortgage advice in Swansea, contact us today by phone or email to arrange an initial consultation.

I have seen many changes in the mortgage market over the years and firmly believe that proper advice is more important in the current climate than it ever has been. Lenders vary and many of them have differing opinions on how current regulation is interpreted, this makes choosing the right provider more difficult than ever not just for the interest rate charged but also for the lender who will be best suited to your circumstances.
Every client interview that we undertake will include a full assessment of your circumstances and a full recommendation on all relevant products and policies. We will explain the recommended mortgage to you in detail and, then, do all the work to submit the application and manage the case through to completion.
We have, at our disposal, technology which will help pinpoint the best deal, lender and insurance provider for your individual circumstances.
If you think that we can help you please contact us by phone or email and we can have an initial discussion and agree a way forward.

Ready to take the next step?

Frequently Asked Questions

Why do you need my data and what will it be used for?
We need to know your basic personal data so we can make contact with you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK.
Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details.
We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing of your data. To do this, please contact enquiries@searchlightmortgages.co.uk
You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you wish to raise a concern related to how we have handled your personal data, you can contact us to have the matter investigated at enquiries@searchlightmortgages.co.uk. If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner’s office: https://ico.org.uk

Testimonials

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Charlotte Street profile picture
Charlotte Street
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fantastic service, knowledgeable and very efficient. Thank you.
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Ryan Jermin profile picture
Ryan Jermin
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fantastic experience, patient, efficient, got me set up with my first home, 10/10 would use again.
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Samantha Slimings profile picture
Samantha Slimings
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Lewis at Searchlight Properties knows his stuff! He has not had an easy client with me due to the property I bought being under a shared ownership scheme and I'm also self employed. But he reassured me the whole way through that he'd find a deal for me, and he did! Can't thank you enough Lewis.
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Kevin Parry profile picture
Kevin Parry
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Outstanding Mortgage Advisor - highly recommended. We had an excellent experience from start to finish. He was professional, knowledgeable, and incredibly patient, taking time to explain every step of the process clearly. No question ever felt too small, and always felt fully informed and confident in my decisions. What could be a stressful experience was made straight forward and re assuring thanks to their expertise and calm approach. I truly felt that they had my best interests at heart and went above and beyond to ensure everything progressed smooth. I wouldn't hesitate to recommend Lewis to anyone looking for clear, honest, and reliable Mortgage advice.
Posted on Google Google
Rhys Taylor profile picture
Rhys Taylor
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Lewis Davies at Searchlight Mortgages is one of the best professionals I have ever dealt with. For anyone requiring a mortgage broker in Swansea, or outside Swansea, I would highly recommend using Lewis as I could not find a single flaw in his service.
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Morgan Taylor profile picture
Morgan Taylor
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Lewis was brilliant throughout the mortgage process. Very thorough, knowledgeable and got us a great deal that suited us perfectly. Excellent and clear communication and consistently provided updates when there was any news which I very much appreciated. Would definitely recommend.
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Amie Pickering profile picture
Amie Pickering
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I cannot recommend Lewis' services enough! As a first time buyer, I was a little overwhelmed with the whole process of buying my first home. Lewis made everything so much easier and I don't know what I would have done without him. Thank you so much Lewis for your kindness, patience and hard work.
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Meekey12 _ profile picture
Meekey12 _
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Lewis was excellent. Was quite difficult to get a mortgage approved due to my employment, but Lewis took a lot of time and effort to sort everything for me.
Posted on Google Google
Matthew Clifford profile picture
Matthew Clifford
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Absolutley outstanding service from Lewis. Very informitive, helpful and responsive to my questions and queries. Any issues I had I just picked up the phone and things were sorted. Would highly reccomend for a first time buyer like myself, or anyone who is looking for any mortgage advice.
Posted on Google Google
SG Locksmiths profile picture
SG Locksmiths
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great service from Lewis. Will definitely use again and recommend his services! Thanks, Sam.

Some of our lenders

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Get In Touch Now

Mortgage

There are so many lenders operating in the UK that it can be a minefield to find your way around them all and what they have to offer, this has been further complicated by recent regulation which has meant that lenders need to be more provident in their approach to lending criteria. This does not mean that difficult mortgage applications are impossible to place but serves as a reminder that experienced and impartial advice is more important than ever before.
For you, the consumer, this means that there are a bewildering number of mortgage products available from lenders who have differing criteria to apply to applicants such as yourself.
At Searchlight Mortgages we will always fully assess your personal circumstances and, following thorough research, recommend the most suitable mortgage and protection products to you. We will always talk through the recommended mortgage in detail and do all the work for you by submitting the application and chasing through to completion.
As an unbiased mortgage broker we have access to the whole of the UK mortgage market and have the technology to search for your perfect mortgage and related insurance products.

Re-Mortgage

Your current mortgage deal may have come to an end or you need to raise some capital, maybe even both.
We often hear about the dilemma of whether to move or improve and a capital raising remortgage can be a suitable way to finance your home improvements should you decide to stay where you are and improve your existing property.
Remortgaging can potentially save you money by applying a lower interest rate to your mortgage, this can be done by staying with your current lender or moving to a new one. It is also an excellent opportunity to review your mortgage term and/or your repayment method. Either way it will be worth talking to us where we will, again, thoroughly review your circumstances and current mortgage and insurance products to ensure that you are given the very best advice.

Complaints Procedure

If you wish to register a complaint, please contact us in writing or by telephone to the following:
Address:
The Complaints Officer
Cornerstone Finance
Unit E, Copse Walk
Cardiff Gate Business Park
Cardiff
CF23 8RB
Tel no: 02921 660 550
If we cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service who can be contacted at:
Address:
The Financial Ombudsman Service
Exchange Tower
London
E14 9SR
Tel no: 0800 0234 567